Our Home Team
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Our Home Team

Our Home Real Estate of Maple Grove Mn,Mn Real Estate Agent & Mn Realtors. Search Mn Homes,Mn Homes for Sale,Mn Homes for Rent & Mn Real Estate Home Listings in Mn Mn Homes in Albertville Mn,Andover Mn,Anoka Mn,Blaine Mn,Champlin Mn,Coon Rapids Mn,Eden Prairie Mn, Elk River Mn,Fridley Mn,Maple Grove Mn,Minnetonka Mn,Monticello Mn,New Hope Mn,Osseo Mn,Otsego Mn,Plymouth Mn,Ramsey Mn,Rockford Mn,Rogers Mn,St Michael Mn Homes for Sale.

 

Our Home Real Estates Services

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

We are always familiar with the current homes on the market, and we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.

We look Forward to the opportunity to serve Your real estate needs.We have designed Our web site with your interests in mind. Drop Us a line, We would love to hear your thoughts!

We are dedicated to selling your home or finding you that dream home you are searching for. You are invited to browse our website and call or e-mail us with any questions you have about buying or selling a home in the area.


Buying a Home

Why Hire a Our Home Real Estate Agent?

- It's Free!

-Would You use Your Opponents attorney?

-Essentially that is what You are doing if You buy from a Listing Agent

- Avoid Over Paying

- Peace of Mind

- Get the Best selection of Homes on the market

Our Home Real Estate

Buying Features

-Avoid overpaying

- Buyer Market Analysis(BMA)

-New & Existing Home Representation

- Smooth Move Check List

-Sale & Purchase Agreement Negotiation

- Financing

- HUD-1 Settlement Review

- Closing

- After the Closing

- National Relocation Network

- What Does this Cost? How about better than Free.

- Let a Our Home Agent Save You Time, Energy and Your Money..



Relocation and Real Estate
Relocation
Insurance Services
Buyers
Sellers
Health and Home
Health Information
Home Improvement
Consumer Resources
Consumer Information
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Just for Parents
Just for Kids!

Today's Real Estate News and Advice

Updated: May 15, 2008

Real Estate Outlook: Encouraging News
Despite all the grim news about gas prices and recession, there are more than a few encouraging signs popping up in the national economy that aren't getting a lot of attention. FULL STORY->

Realty Viewpoint: Realty Times Asks, "Why Buy This House?"
With sites like Zillow and YouTube gaining in popularity, real estate agents are finding it harder to wow consumers with their listing presentations. Realty Times has just solved that problem. FULL STORY->

Regional Report: West
The Western Real Estate market continues to see its ups and downs this week, as reported by several of our local market experts. FULL STORY->

Could New Supreme Court Ruling Spell Trouble for Multi-State LLCs Holding Real Estate?
A recent Supreme Court ruling just increased state’s rights to tax income made in other states. Columnist Diane Kennedy explains. FULL STORY->

Avoiding Home-Based Business Blunders
Tapping your home's potential as a business venue lets you cash in on the intrinsic value of a roof over your head without treating it like an ATM. FULL STORY->

"Help Me Help My Agents!": Four Strategies to Answer This Manager's Plea
"Help me help my agents." Training experts across the nation are scrambling to answer this challenging plea as our markets continue to shift and normalize. FULL STORY->

Interest Rate Update
Today's Interest Rates from Realty Times are based on a 30 year amortization rate, with good credit and no origination fees. With no major economic news today to report, mortgage rates are stable. FULL STORY->

HUD Plans Risk-Based Premiums For FHA Borrowers
HUD says it will raise insurance premiums for FHA mortgage borrowers -- but only those most likely to face foreclosure. Columnist Peter G. Miller explains. FULL STORY->

New Homes: Homebuilders Doing What it Takes
How far will homebuilders go to get their homes sold in this challenging market? Columnist Dena Kouremetis tells us. FULL STORY->

Realty Viewpoint: Despite Steep Price Slide, One-third Of Metros Up
Dragged down by foreclosures and jumbo loan bottlenecks, single family home prices in the first quarter 2008 declined nearly eight percent, the greatest quarterly slide in decades. FULL STORY->

Regional Report: South
CNNMoney reported yesterday that home prices nationwide dropped 7.7 percent in the first quarter of 2008. That's the largest decline since 1982. FULL STORY->

Mortgage Moment: Home Equity Loans
#24 FULL STORY->

Market Conditions: Southwest Portland
Market experts John and Priscilla DeCosta say that for the Southwest Portland market, prices remain solid with slight appreciation. FULL STORY->

Must an Agent be Affiliated with Broker?
tba FULL STORY->

HOA Health Survey
The health of a homeowner association is important to measure from time to time. Fortunately, even poor health is curable but identifying the problem precedes the cure. Here are a series of self-diagnosis questions to help you out. FULL STORY->

Ferreting Out Home Defects
You have a right to a defect-free home. Here's how to look for trouble, report it and make sure the builder corrects the problem -- and what to do if the builder won't. FULL STORY->

Simple Steps to Ensure a Smooth Home Purchase


Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:

1. Check your credit.
Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.

If you know that there are a few blemishes on your credit, let your lender know what they are, why they are there, and why you are a still good credit risk. Lenders look at your credit to determine how likely you will pay back the loan. If you had extenuating circumstances - like a loss of a job or medical bills - let them know so that they understand that it is not likely to happen again in the future.

2. Get approved before you buy.
An approval means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you have found a home to purchase. As long as the home appraises for at least the purchase price, the loan should close.

Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified.

While getting pre-qualified may sound official, it is really just getting an idea of what you can afford. Its having a person plug in a few numbers that you give them - your monthly income and your monthly debt - and getting an approximate payment calculated. From the payment, the calculator can approximate the house price range that you can afford. No information is verified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.


Should I Own or Rent


Buyer Tips
Should I Own Or Should I Rent?


10 Steps to Buying Your Home

1- Needs Analysis

2- Preapproval vs. Prequalification

3- Neighborhood Information

4- Home Search

5- Making an Offer

6- Negotiating to Buy

7- Vendor Coordination

8- Pre-Close Preparation

9- Closing

10- Post-Closing

Should I Own Or Should I Rent?

Do I rent or do I buy? Many people struggle to find the answer to this question. And although most people will eventually decide to purchase a home, because of their financial situation, some prospective buyers might want to wait to commit. Still, owning your own house is an excellent investment, and can be instrumental in helping you reach your long-term financial goals.

To decide if now is a good time for you to buy a home, allow us to help you consider the following advantages of buying:



Selling A Home

- How much is your home worth?

- Why list with us?

- Prepare your house for sale

Our Home Real Estate offers several listing programs to home sellers. Our Listing programs are designed to give You, the seller, the Most Flexible Options when selling Your Home.

How does Our Home Real Estate get the most amount of money for Your Home in the Least amount of Time?

 

 

 

Marketing:

Maximum Exposure

Equals

Maximum Results!

We actually advertise Your Home. Sounds funny but We have been in business a long time and know that Realtors are spending less on advertising to save their shrinking commissions. At Our Home Real Estate, We give You the choice and make it Our Transaction Together!

The Most comprehensive marketing available by any Real Estate company. Perfect for homes that require maximum exposure to the marketplace to sell.

This plan Includes:

- A comprehensive market analysis

- A comprehensive marketing plan

- Staging advice

- Secure showings

- Listing on the MLS

Your home will also be seen on Realtor.com with Enhanced Listings, OurHome4you and 19 other Our Home Real Estate websites and nearly all Mn Home Brokers & Real Estate Brokers websites that list homes on the Mls. Then We step it up and advertise on 100+ other websites: We take the Internet and Your Advertiseing Serious: We Advertise on these Real Estate websites, About, AltVista, AOL, AskJeeves, Backpage, City Cribs, C/NET, CNN, Craiglist,  Direct Tv, E Bay, Edgeio, Excite,  Facebook, Homescape, Google Base, Harmon Homes.com, Homes.com, HomeGain, HotPads.com, House.com, HouseHunting, The Housing Pages, Index.com, Local.com, LookSmart, Lycos, Meta Crawler, MSN, My Next Deal, NetScape, NetZero, Oodle, Trulia, Point2Homes, PropBot, PropSmart, Real Estate Advisor, Real Estate.com, SwitchBoard, UsCondoExchange, Vast, Webcrawler, Zillow, Yahoo Real Estate with sponsored ads, On Yahoo and Google. We will also advertise Your home in Your local newspapers. Picture and open house real estate ads are placed strategically in various neighborhood newspapers, and on their  websites, the Home Guide and other various publications..


Investment Library


Investment Library

Making a Real Estate Investment? Ask Yourself these 9 questions before You Buy.. Link Here

How to Buy...Investment Real Estate. LinkHere

Eight Investment tips from the Real Estate Pros..Link Here

Three Ways to Flip Houses in a Down Market.. Link Here

Two New twist to Real-Estate Investment.. Link Here

Buying houses just one way to invest in Real Estate.. Link Here

Renovate,rent and grow rich:Purchase and rehab rental units to live the way you want.. Link Here

Analyzing Real Estate so You can make money.. Link Here

Wealthy Say Real Estate is a good investment, Real Estate investments can balloon net worth.. Link Here

Some Real Estate agents also like owning a piece of the pie.. Link Here

Stocks or Real Estate? Why not both.. Link Here

Tips for Real Estate Investors..Link Here

Issues you should consider before you invest in Real Estate.. Link Here

Build your Real Estate Portfolio.. Link Here

Make property your wealth builder:Five tips for incorporating Real Estate into your portfolio.. Link Here

 


 


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